~Wisetack in partnership with Remedy Payment Solutions
& Balance Detroit Moving Company~
Financing Your Move
Why is financing a helpful option? If you've been wondering how you can pull together enough cash or credit card space to cover the down payment on your new place, the move AND keep up with everyday expenses until your current place sells... we're now able to provide some assistance :)
You can choose to pay over time for any of our services (over $500). Options start as low as 0% APR* and eligibility is handled by Wisetack. And, the best part is, checking your options doesn’t hurt your credit score!
In Summary
You can check your eligibility in under a minute without hurting your credit score. Wisetack will give you up to 6 options. Depending on your credit, you may even see 0% APR options (the avg rate is 14% on a 36 month loan).
Seeing is believing. Their rates are clear, with no hidden fees.
Why would I choose financing over using my credit card?
The rate you get with Wisetack may be lower than the rate your credit card company charges for maintaining a balance. These financing options have simple interest, while credit cards charge compound interest. We don’t charge late fees, prepayment fees, or origination fees.
With Wisetack, you know exactly how much you will pay. Many people like knowing the exact monthly payment amount and find that financing with a fixed term for a specific purpose may be more affordable than a credit card.
Will viewing my financing options affect my credit?
No. When checking your eligibility, Wisetack and its lending partners perform a soft credit pull, which means that your credit score will not be affected. However, accepting a financing offer can affect credit, and repayment behavior will also affect credit.
You can learn about the difference between a soft versus hard credit check here.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by their lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs